FAQ & Glossary

FAQ

Concise answers to the most common questions about horakl.

Does horakl invest my money?

No. A horakl portfolio is a model/research portfolio. horakl tracks allocations and computes performance; it does not take custody of funds or invest the portfolio’s notional capital in the underlying assets.

Do I need a wallet?

You can explore and preview portfolios without a wallet. You need a supported EVM wallet to create a portfolio, purchase access or follow managers.

Which networks are supported?

Ethereum, Arbitrum, BNB Smart Chain, Base and Polygon PoS.

Why do I need gas?

Paid actions (creating a portfolio or purchasing access) are on-chain transactions. Gas pays the network to process them, in the native token of the selected network.

What token is used for payments?

USDT on the network you select. Gas is paid in the native gas token of that network.

How much does creating a portfolio cost?

A one-time fee of 1.00 USDT, paid to the horakl Treasury, plus network gas.

How does a manager earn from paid access?

When a user purchases access to a manager’s portfolio, the current Router flow sends 90% to the manager and 10% to the horakl Treasury. The buyer pays gas.

What does “vs BTC” mean?

It compares a portfolio’s return to Bitcoin’s return over the same period, as a relative return. Confirm the exact period shown on the portfolio card or detail view.

Can a manager delete a portfolio?

A manager can inactivate a portfolio to hide it and stop new payments, but history is preserved. Inactivation is not deletion.

What happens when a portfolio is inactivated?

It becomes hidden from new users and stops accepting new payments. Existing history and access for already-entitled wallets are handled according to the current implementation.

What is the horakl Score?

A 0–100 reputation metric combining ROI, Sharpe Ratio, Max Drawdown, Consistency and Discipline. It is not investment advice.

Is a higher Score a guarantee of future performance?

No. The Score measures past combined performance and behavior. It does not predict or guarantee future results.

Why can blockchain payments take time to confirm?

Confirmation depends on the network and current conditions. horakl verifies the payment on-chain before unlocking access or completing creation.

Glossary

Definitions of the key terms used across horakl.

Allocation

The set of holdings and weights that define a portfolio. Weights must total 100%.

Benchmark

A reference used for comparison. horakl compares portfolio returns against Bitcoin where the UI exposes it.

BNB Smart Chain

A supported EVM network for horakl payments, also known as BSC.

Consistency

A behavioral metric reflecting how steadily a portfolio performs. A factor in the horakl Score.

Creator / Manager

The wallet that publishes a portfolio and its research. Earns from paid access.

Discipline

A behavioral metric reflecting how controlled a manager’s adjustment behavior is. A factor in the horakl Score.

Drawdown

A decline in NAV from a previous peak. Max Drawdown is the largest such decline observed.

EVM

Ethereum Virtual Machine. horakl supports EVM-compatible networks for wallets and payments.

Holdings

The tokens that make up a portfolio, each with a network and a weight.

Max Drawdown

The largest peak-to-trough decline in a portfolio’s NAV.

NAV

Net Asset Value. horakl normalizes each portfolio to an initial NAV of 100.

Portfolio

A model allocation published by a manager, with research and a price.

Rebalance

A change to a portfolio’s holdings or weights, recorded in its history.

Research

The rationale a manager publishes alongside a portfolio. Can be public or paid.

ROI

Return on Investment, the percentage change in NAV over a window (7d, 30d, Max).

Score

A 0–100 reputation metric combining performance and behavioral factors.

Sharpe Ratio

A risk-adjusted return measure. Higher means more return per unit of volatility.

Subscriber / Access

A wallet that purchased access to a portfolio’s full composition and research for 30 days.

Treasury

The horakl Treasury receives the portfolio creation fee and the platform’s share of access payments.

USDT

The token used for payments on horakl, on the selected network.

Volatility

A measure of how much a portfolio’s returns fluctuate.

Wallet

The EVM wallet you connect to horakl to sign transactions and hold access.